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Consumer Directed Health Plans

Trends in Employer Contributions to Consumer Driven Health Plans

According to a new survey report released by the Employee Benefits Research Institute (EBRI), among the roughly 4 percent of covered Americans who have consumer-driven health plans, contributions to the plans by their employers are shifting: Workers with employee-only coverage have seen their annual employer contributions decrease, while those with family coverage have seen their annual employer contributions increase. Survey findings include:

  • Among workers with an employer contribution, those with employee-only coverage saw their annual employer contributions increase between 2006 and 2008, but fall in 2009.
  • Between 2006 and 2008, the percentage of workers with employee-only coverage reporting that their employer contributed $1,000 or more to the account increased from 26 percent to 37 percent, but in 2009, it fell to 32 percent.
  • The percentage of workers with an employer contribution of less than $200 increased from 3 percent to 8 percent between 2008 and 2009.
  • The percentage of workers with family coverage receiving a contribution of $1,000 or more increased from 59 percent in 2008 to 73 percent in 2009.
  • Nearly three-quarters of workers with family coverage in a consumer-driven health plan (CDHP) now receive an annual employer contribution of $1,000 or more.

Data Source: EBRI Notes, November 2009. www.ebri.org

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November 5, 2009 - Posted by | healthcare | , ,

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